ACH Processing

The Solupay team has developed an extensive network of ACH and Verification solutions for companies that accept or wish to accept ACH payments. Our ACH and Verification services are customized to the needs of each merchant. Consumers are beginning to embrace ACH as a more sensible option when purchasing goods or services via a company’s web-site, billing system or call center with their personal or business checking account.

Although credit cards are extremely secure if implemented correctly, there is a target audience that prefers check as its method of payment over the web, phone or when they sign up for a recurring payments program.   Additionally, in almost every case, it is less expensive than card processing.

Offering this popular alternative ensures that sales to these clients and ones that do not currently have a credit card are finalized at the point-of-purchase. By offering multiple forms of payment, your clients recognize your desire to provide the convenience they desire.

Avoiding fraudulent transactions is a primary objective of Solupay. We provide your company with a solution that includes a complete fraud scrubbing system. The system includes, but is not limited to both positive and negative database searches, valid bank account structures, and even identification verification. Our experts evaluate each company independently to determine the level of verification required to limit losses due to fraud. 

How It Works
Through a virtual terminal you key in the customers checking account and routng number.  This information is checked against a positve and negative data base and the ACH is processed.  Through the virtual terminal you can setup a reoccuring ACH everymonth providing a huge convenience for your customer and eliminating double entry for yourself. The funds will be available in your bank in 48 hours.

Help Your Business

• Make fewer trips to the bank
• Reduce bank fees and processing costs
• Improve cash flow and operational efficiencies
• Streamline back office operations
• Reduce the risk of lost, stolen or damaged checks
• Protect your customer’s personal information

Help Your Customers

• Reduce the likelihood of identity theft
• Manage record keeping and easily balance their checking account