Merchant Cash Advance

Alternative Funding Referral Relationship
Need a cash advance for your business? How about some capital for a renovation or new equipment? AdvanceMe can get you a cash advance fast! We provide venture capital for small and mid-sized businesses that find it difficult to get business loans or venture capital from banks or leasing companies.

AdvanceMe is a leading provider of alternative funding for small and mid-sized businesses. AMI provides working capital by purchasing a fixed dollar amount of a merchant’s future credit card sales at a discount through a lump sum cash payment.

AMI helps many types of merchants including restaurants, retail stores, service related businesses, as well as businesses from 500 different SIC codes. Benefits for merchants are no bank hassles, no personal collateral required, funding as quick as 5 to 10 business days, no big monthly check to write, and using the funding for any business purpose, among other great features.

BENEFITS

• Provides working capital in as quick as 5-10 business days

• Easier Approval Process

• Simple Paperwork

• Pre-Qualification process

• Limited Financial Review

• No Personal Collateral Required

• No Application or Closing Costs

DEFENDING COMMON OBJECTIVES

The money is too expensive!
"The cost is actually between 3% and 8% of your gross sales.   It's like giving 3-8%  of your customers a 25% discount.  What I am really buying are your future sales in bulk at a 25% discount…and the beauty is, I do not take ownership of your inventory."

I can get the money from the bank.
"That’s great!  If you can get the money from the bank you should consider that. Are you looking for a bank type loan?" 

       1) What asset will you pledge as collateral?
       2) Is your FICO "personal credit" score greater than 625?
       3) How soon do you need the money? 

Banks generally take from 45 to 90 days to get a merchant their money. You can take $10,000, $20,000 or up to $100,000 from our funding while you’re waiting for the bank to approve the loan

• The bank will require two to three years of tax returns. (We don’t)

• The bank will require a list of collateral. (We don’t)

• The bank will require a business plan. (We don’t)

• The bank will require perfect credit. (We don’t)

• The bank will charge you credit application fees and points. (We don’t)

• The bank’s loan will tie up your credit. (We don’t)